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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation (Capped)
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation (Capped)
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.20
$13.80
$14.10
$14.70
$15.00
$15.60
$16.20
$17.10
$17.70
$18.60
$18.90
$19.80
$20.70
$21.90
$22.80
$24.00
$24.90
$26.10
$27.30
$29.40
$31.20
$32.70
$34.20
$36.60
$38.70
$42.00
$44.70
$48.00
$51.90
$56.40
$62.10
$67.50
$74.40
$85.20
$93.30
$103.80
$114.90
$127.20
$141.00
$155.40
$172.20
$189.60
$209.40
$250.20
$274.80
$298.50
$327.90
$359.70
$395.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation (Capped)
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$26.40
$27.60
$28.20
$29.40
$30.00
$31.20
$32.40
$34.20
$35.40
$37.20
$37.80
$39.60
$41.40
$43.80
$45.60
$48.00
$49.80
$52.20
$54.60
$58.80
$62.40
$65.40
$68.40
$73.20
$77.40
$84.00
$89.40
$96.00
$103.80
$112.80
$124.20
$135.00
$148.80
$170.40
$186.60
$207.60
$229.80
$254.40
$282.00
$310.80
$344.40
$379.20
$418.80
$500.40
$549.60
$597.00
$655.80
$719.40
$790.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation (Capped)
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$35.40
$36.00
$37.20
$37.80
$39.60
$40.20
$42.00
$43.80
$45.60
$46.80
$48.60
$51.00
$52.80
$55.80
$58.20
$61.80
$63.60
$67.80
$69.60
$73.20
$77.40
$82.20
$86.40
$91.20
$96.60
$102.60
$110.40
$118.20
$126.60
$135.60
$148.80
$161.40
$177.00
$193.80
$220.20
$241.80
$268.20
$295.80
$327.00
$361.80
$398.40
$441.60
$483.00
$534.00
$636.60
$699.00
$760.20
$833.40
$913.20
$1,001.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov